1. The Business (“My BIZ”)

This includes the company, its owners, employees, services, website, software, and any products offered.

2. User Accounts

If you create an account, you agree to:

• Provide accurate and current information
• Maintain the confidentiality of your login credentials
• Remain responsible for all activities under your account

We may suspend or terminate accounts for misuse or violation of these terms.

3. Payments & Billing

By making a purchase, you agree to:

• Provide valid payment and billing information
• Authorize charges to your payment method
• Understand that all fees are non-refundable unless stated otherwise

All payments are processed securely by third-party providers such as Stripe or PayPal.

4. Intellectual Property

All content on My BIZ—including text, graphics, logos, and digital assets—is owned by or licensed to us. You may not copy, modify, distribute, or reproduce any content without written permission.

5. Acceptable Use

You agree not to engage in the following:

• Using our services for unlawful activities
• Attempting to breach or bypass security measures
• Uploading harmful, malicious, or illegal content
• Interfering with website functionality

6. Third-Party Links

Our site may contain links to third-party sites. We are not responsible for their policies, content, or practices.

7. Limitation of Liability

To the maximum extent permitted by law, My BIZ is not liable for any indirect, incidental, or consequential damages, including loss of data, revenue, or profits.

8. Disclaimer of Warranties

All services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee uninterrupted or error-free service.

9. Indemnification

You agree to indemnify My BIZ against any claims, damages, or losses resulting from your use of our services, violation of these terms, or infringement of third-party rights.

10. Changes to Terms

We may update these Terms & Conditions at any time. Continued use of our website or services means you accept any updated terms.

11. Governing Law

These Terms are governed by the laws of United States.